“May I speak to Mr. Litowitz?”
“Speaking.”
“This is Stacey with (blah, blah, blah). I need to inform you this call is an attempt to collect a debt. Any information obtained from this conversation will be used for that purpose.”
Well, isn’t that sweet. I’m a fan of the Cleveland Browns and purchase dinner off McDonald’s Dollar Menu. Own four CDs – Billy Joel, DEVO, Gordon Lightfoot and John Denver (technically, my wife’s) – and a DVD of the Boardman High Marching Band performing “Script Ohio.” Perhaps that will assist you in your debt-collecting efforts.
Instead, I respond, “I’ll be making the payment on your Internet site.”
Once or twice every so often, I am late paying a bill.
This angers the company’s CEO. The chief e-mails upper management, which leads to threatening memos regarding Account 4132638H3C. Ever the team player, the collections department head berates Stacey for my failure to shell out $72.39 on time.
I pity her. Perhaps, she will receive a portion of my late fee as a bonus. Sadly, I assume the funds are forwarded to the CEO’s mistress or for his country club fees.
Notice the money swirling around? Debts owed. Company wages. Computer server maintenance. Disposable income.
Witness the economy in action. Effects vary from person to person.
Allow me to share the most important lesson I learned in my one and only college econ course: “Take your ball cap off in class.”
Apparently, the professor wasn’t a Cincinnati Reds fan or thought it disrespectful to wear it inside the confines of Debartolo Hall. Removing the cap, I unleashed hideous “hat hair” upon 70 mortified students.
This is what I think the topics that were covered while suffering Coiffure Trauma.
*Money supply (Important to have money. Lots better than less.)
*Macro economics (The study of big businesses with large profits that are too big to fail)
*Micro economics (Charting small businesses and their dismal survival rate)
*Accounting (The art of manufacturing financial statements to fit a corporation’s needs)
*Recession (Taking a pay reduction to keep your job)
*Depression (Losing your job when pay reductions fail)
Washington’s “fiscal cliff” – where Wall Street implodes and the Federal Reserve runs out of cash – does not play in Youngstown, Ohio. We have no cliffs.
You will find fiscal buildings – better known as banks, credit unions and payday loan offices. Jumping off one of these structures may result in broken bones.
There are fiscal hills – roads Mahoning County residents use and have the word “hill” in it. Oak Hill, Squirrel Hill and Hill Street. Falling off these hills is equivalent to running into traffic.
We can discuss fiscal bluffs – maneuvers poker players perform. (Not to suggest illegal gambling occurs here.) Try it one too many times, and you may get punched or shot.
Fiscal ditches are abundant countywide – where poker players punched or shot are found.
The Congress might want to think about the above as it smacks the nation around with its posturing over the country’s financial health. Throughout the years, Red and Blue states have evolved as a means of exploiting the differences among voters. Mix those two colors and you have purple. When you have been beaten by Republican and Democrat legislators alike, the purple bruises are evident.
Ultimately, this leads to the fiscal heap – a place where ousted members of the Senate and House of Representatives find themselves for treating the economy as a perverted Monopoly game.
Somehow, I passed my econ class with a “C” – despite the “hat hair” trauma. Still it’s a better effort than Congress’.
“Speaking.”
“This is Stacey with (blah, blah, blah). I need to inform you this call is an attempt to collect a debt. Any information obtained from this conversation will be used for that purpose.”
Well, isn’t that sweet. I’m a fan of the Cleveland Browns and purchase dinner off McDonald’s Dollar Menu. Own four CDs – Billy Joel, DEVO, Gordon Lightfoot and John Denver (technically, my wife’s) – and a DVD of the Boardman High Marching Band performing “Script Ohio.” Perhaps that will assist you in your debt-collecting efforts.
Instead, I respond, “I’ll be making the payment on your Internet site.”
Once or twice every so often, I am late paying a bill.
This angers the company’s CEO. The chief e-mails upper management, which leads to threatening memos regarding Account 4132638H3C. Ever the team player, the collections department head berates Stacey for my failure to shell out $72.39 on time.
I pity her. Perhaps, she will receive a portion of my late fee as a bonus. Sadly, I assume the funds are forwarded to the CEO’s mistress or for his country club fees.
Notice the money swirling around? Debts owed. Company wages. Computer server maintenance. Disposable income.
Witness the economy in action. Effects vary from person to person.
Allow me to share the most important lesson I learned in my one and only college econ course: “Take your ball cap off in class.”
Apparently, the professor wasn’t a Cincinnati Reds fan or thought it disrespectful to wear it inside the confines of Debartolo Hall. Removing the cap, I unleashed hideous “hat hair” upon 70 mortified students.
This is what I think the topics that were covered while suffering Coiffure Trauma.
*Money supply (Important to have money. Lots better than less.)
*Macro economics (The study of big businesses with large profits that are too big to fail)
*Micro economics (Charting small businesses and their dismal survival rate)
*Accounting (The art of manufacturing financial statements to fit a corporation’s needs)
*Recession (Taking a pay reduction to keep your job)
*Depression (Losing your job when pay reductions fail)
Washington’s “fiscal cliff” – where Wall Street implodes and the Federal Reserve runs out of cash – does not play in Youngstown, Ohio. We have no cliffs.
You will find fiscal buildings – better known as banks, credit unions and payday loan offices. Jumping off one of these structures may result in broken bones.
There are fiscal hills – roads Mahoning County residents use and have the word “hill” in it. Oak Hill, Squirrel Hill and Hill Street. Falling off these hills is equivalent to running into traffic.
We can discuss fiscal bluffs – maneuvers poker players perform. (Not to suggest illegal gambling occurs here.) Try it one too many times, and you may get punched or shot.
Fiscal ditches are abundant countywide – where poker players punched or shot are found.
The Congress might want to think about the above as it smacks the nation around with its posturing over the country’s financial health. Throughout the years, Red and Blue states have evolved as a means of exploiting the differences among voters. Mix those two colors and you have purple. When you have been beaten by Republican and Democrat legislators alike, the purple bruises are evident.
Ultimately, this leads to the fiscal heap – a place where ousted members of the Senate and House of Representatives find themselves for treating the economy as a perverted Monopoly game.
Somehow, I passed my econ class with a “C” – despite the “hat hair” trauma. Still it’s a better effort than Congress’.